I am excited I bought a new condominium that is still in the midst of construction and will be ready in 2009 in Phase 2. The HSBC loan officer came to my house yesterday to get my 6 months pay slip and photocopied statements of my 2 banks. I hope my loan application will be approved by Tuesday and she will phone me about the results. I have applied for 70% of the condominium unit amount from RM281,000. With insurance, the amount will be RM209,000 in total. She printed for me the amount I need to pay off in 10 years to 28 years the longest. At the minimum, I must pay about RM1,200 a month and maximum, any amount like RM2,000.