SWIFT code is an industry cooperative that provides a standard format for transmitting payments, stock transactions, letters of credit and other financial messages to more than 7,500 member banks, broker-dealers and investment organizations around the world. Founded in 1973 as the Society for Worldwide Interbank Financial Telecommunication, millions of transactions worth several trillions of dollars are sent each day with an average transit time of 20 seconds. Working like a bank routing number, a SWIFT code is widely used to transfer funds between banks.

Affin Bank Berhad = PHBMMYKL
Alliance Bank Berhad = MFBBMYKL
Ambank Berhad = ARBKMYKL
Bank Simpanan Nasional = BSNAMYKL
Bumiputra-Commerce Bank Berhad = BCBMMYKL
CIMB Bank Berhad = CIBBMYKL
Citibank Berhad Malaysia = CITIMYKL
Hong Kong Bank Malaysia Berhad = HBMBMYKL
Hong Leong Bank Berhad = HLBBMYKL
Malayan Banking Berhad = MBBEMYKL
OCBC Bank Berhad = OCBCMYKL
Public Bank Berhad = PBBEMYKL
RHB Bank Berhad = RHBBMYKL
Standard Chartered Bank Malaysia Berhad = SCBLMYKL
Southern Bank Berhad = STHBMYKL
United Overseas Bank Berhad = UOVBMYKL

The above information is useful if you need to enter your bank’s SWIFT code to receive international payment. This saves the bother of calling up the bank and finding out from some officers who may not know what in the world a SWIFT code is. From personal experience, I have actually called up Maybank to ask for their SWIFT code and guess what I got as the reply after passing the phone from one person to the other and the other: MBBEMYKLA (note the ending with an A and I still have it jotted in down in my diary!) Just imagine that’s the wrong reply that I got from a local bank!!

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