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Credit Cards

The Thrifty Scot offers advice on how to save money using credit cards, secured loans, mortgages, savings accounts and home insurance. By the way, not all credit cards are the same. Many offer exclusive deals on 0% balance transfers, 0% on purchases and even offer cash back and rewards on every purchase you make.

We all like to be rewarded for our loyalty and this can also apply to us using our credit cards. By using cash back credit card you will receive a percentage in cash back for every purchase you make. This percentage can range from 0.5% right up to 3%. Then we come to reward credit cards that pay us back with loyalty points which can be redeemed in certain stores and outlets.

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